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3 Month Payday Loans With Installment Payments Broadly speaking, electronic payday loans are usually considered as high risk personal debts that are intended for solving your short term financial needs between paychecks. Most of the nonbank lenders will offer 400 dollar loans that stays within your budget over the next 30 days but because of the short repayment period, there are also many people who end up defaulting on their obligations and end up mired in severe debt. If you feel that you need long term borrowing services with no collateral needed, you should consider a monthly payment cash advance where you return over a few installments. Unsecured Loans With 90 Days Deadline By using a small 3 month payday loan with installment payments, you are able to stretch the entire amount over a longer period by making smaller pay back every month instead of having to pay in full at one